abeorch<span class="h-card"><a href="https://mamot.fr/users/thibaultamartin" class="u-url mention" rel="nofollow noopener" target="_blank">@<span>thibaultamartin</span></a></span> I think <span class="h-card"><a href="https://lemmy.world/c/selfhosted" class="u-url mention" rel="nofollow noopener" target="_blank">!<span>selfhosted</span></a></span> will.give you some thoughtful responses. I actually agree that if you try to do everything yourself without any input and cooperation with others then yeah you have a hige level of risk but then if you cooperate in groups, use design patterns and templates then self hosting could sort of be like <a href="https://friendica.ginestes.es/search?tag=rooftopsolar" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>rooftopsolar</span></a> - contributing to the whole - its that balance of leaning in and leaning back. Thats why I am interested in things like a combo / drop in router - home server combo that could be used by every day people and things like federated backup. But as you say it requires the organisational as well as technical models. Thats how I got interested in things like <a href="https://friendica.ginestes.es/search?tag=creditunions" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>creditunions</span></a> where they can potentially avoid the problem of third interests that drive <a href="https://friendica.ginestes.es/search?tag=enshitification" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>enshitification</span></a>. I think that <a href="https://friendica.ginestes.es/search?tag=opensource" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>opensource</span></a> software, legal and process designs are useful.
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#creditunions
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Economy<p>Fed Lets Banks Get Tax Information Numbers From Third Parties</p><p>The Federal Reserve said Thursday (July 31) it joined other federal banking agencies in allowing banks and credit unions…<br><a href="https://pubeurope.com/tags/Economy" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Economy</span></a> <a href="https://pubeurope.com/tags/banks" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>banks</span></a> <a href="https://pubeurope.com/tags/creditunions" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>creditunions</span></a> <a href="https://pubeurope.com/tags/FederalReserve" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>FederalReserve</span></a> <a href="https://pubeurope.com/tags/FederalReserveSystem" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>FederalReserveSystem</span></a> <a href="https://pubeurope.com/tags/News" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>News</span></a> <a href="https://pubeurope.com/tags/PYMNTSNews" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>PYMNTSNews</span></a> <a href="https://pubeurope.com/tags/regulations" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>regulations</span></a> <a href="https://pubeurope.com/tags/taxes" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>taxes</span></a> <a href="https://pubeurope.com/tags/What" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>What</span></a>'sHot<br><a href="https://www.europesays.com/2292307/" rel="nofollow noopener" translate="no" target="_blank"><span class="invisible">https://www.</span><span class="">europesays.com/2292307/</span><span class="invisible"></span></a></p>
HïMY SYeD🟩:mstdn:<p><span class="h-card" translate="no"><a href="https://mas.to/@AlexJimenez" class="u-url mention" rel="nofollow noopener" target="_blank">@<span>AlexJimenez</span></a></span> | <a href="https://mstdn.ca/tags/CreditUnions" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>CreditUnions</span></a> <a href="https://mstdn.ca/tags/CaissePopulaire" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>CaissePopulaire</span></a></p>
Katrina Katrinka :donor:<p><span class="h-card" translate="no"><a href="https://newsie.social/@servelan" class="u-url mention" rel="nofollow noopener" target="_blank">@<span>servelan</span></a></span> <br>Those who think you'll be safe in <a href="https://infosec.exchange/tags/CreditUnions" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>CreditUnions</span></a> <a href="https://infosec.exchange/tags/NCUA" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>NCUA</span></a> don't know about this:<br><a href="https://abc7.com/post/congress-consider-removing-tax-exempt-status-credit-unions-part-reform-legislation/16350696/" rel="nofollow noopener" translate="no" target="_blank"><span class="invisible">https://</span><span class="ellipsis">abc7.com/post/congress-conside</span><span class="invisible">r-removing-tax-exempt-status-credit-unions-part-reform-legislation/16350696/</span></a></p>
Jonathan Kamens 86 47<p>I recently applied for a <a href="https://federate.social/tags/PenFed" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>PenFed</span></a> bank account so that I can switch to their credit card from <a href="https://federate.social/tags/USAA" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>USAA</span></a>'s, because USAA has gone to shit.<br>* PenFed's online identity verification was painless.<br>* When their app detected that it couldn't check my credit because my credit reports are frozen, it told me the problem, told me which bureau I had to unfreeze, and walked me through the process of unfreezing it for the check and refreezing it afterward.<br>I'm impressed. Very encouraging!<br><a href="https://federate.social/tags/banking" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>banking</span></a> <a href="https://federate.social/tags/creditUnions" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>creditUnions</span></a></p>
Yonhap Infomax News<p>National Credit Union Federation of Korea clarifies MG Non-Life Insurance's separate status, assuring no impact on credit union members amid potential operational changes<br><a href="https://mastodon.social/tags/YonhapInfomax" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>YonhapInfomax</span></a> <a href="https://mastodon.social/tags/NACUFOK" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>NACUFOK</span></a> <a href="https://mastodon.social/tags/MGNonLifeInsurance" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>MGNonLifeInsurance</span></a> <a href="https://mastodon.social/tags/CreditUnions" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>CreditUnions</span></a> <a href="https://mastodon.social/tags/BridgeInsurer" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>BridgeInsurer</span></a> <a href="https://mastodon.social/tags/PolicyholderProtection" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>PolicyholderProtection</span></a> <a href="https://mastodon.social/tags/Economics" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Economics</span></a> <a href="https://mastodon.social/tags/FinancialMarkets" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>FinancialMarkets</span></a> <a href="https://mastodon.social/tags/Banking" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Banking</span></a> <a href="https://mastodon.social/tags/Securities" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Securities</span></a> <a href="https://mastodon.social/tags/Bonds" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Bonds</span></a> <a href="https://mastodon.social/tags/StockMarket" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>StockMarket</span></a> <br><a href="https://en.infomaxai.com/news/articleView.html?idxno=63294" rel="nofollow noopener" translate="no" target="_blank"><span class="invisible">https://</span><span class="ellipsis">en.infomaxai.com/news/articleV</span><span class="invisible">iew.html?idxno=63294</span></a></p>
Grassroots Economic Organizing<p>:TwinPines: "High Yield Pale Ale is a story in a glass—a symbol of what’s possible when co-ops cross sectors and combine their strengths." <a href="https://social.coop/tags/Cooperatives" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Cooperatives</span></a> <a href="https://social.coop/tags/CreditUnions" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>CreditUnions</span></a> <a href="https://social.coop/tags/Community" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Community</span></a></p><p><a href="https://www.cuinsight.com/a-toast-to-principle-6-when-cooperatives-collaborate-communities-win/" rel="nofollow noopener" translate="no" target="_blank"><span class="invisible">https://www.</span><span class="ellipsis">cuinsight.com/a-toast-to-princ</span><span class="invisible">iple-6-when-cooperatives-collaborate-communities-win/</span></a></p>
DoomsdaysCW<p><a href="https://kolektiva.social/tags/Banking" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Banking</span></a> <a href="https://kolektiva.social/tags/Outage" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Outage</span></a> Leaves Customers Without Account Access</p><p>Updated: May 2, 2025 By Robert Farrington </p><p>Excerpt:</p><p>"Banking Grinds To A Halt</p><p>"<a href="https://kolektiva.social/tags/Fiserv" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Fiserv</span></a> supplies the infrastructure behind many major financial institutions’ digital platforms. When its systems fail, the effects cascade quickly across the financial ecosystem.</p><p>"Banks affected include major players such as <a href="https://kolektiva.social/tags/Ally" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Ally</span></a>, <a href="https://kolektiva.social/tags/BankOfAmerica" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>BankOfAmerica</span></a>, <a href="https://kolektiva.social/tags/TDBank" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>TDBank</span></a>, <a href="https://kolektiva.social/tags/CapitalOne" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>CapitalOne</span></a>, <a href="https://kolektiva.social/tags/Synchrony" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Synchrony</span></a>, and <a href="https://kolektiva.social/tags/CitizensBank" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>CitizensBank</span></a>, as well as <a href="https://kolektiva.social/tags/RegionalBanks" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>RegionalBanks</span></a> and local institutions like <a href="https://kolektiva.social/tags/NorthwestBank" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>NorthwestBank</span></a>, <a href="https://kolektiva.social/tags/SunflowerBank" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>SunflowerBank</span></a>, and <a href="https://kolektiva.social/tags/FarmersNationalBank" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>FarmersNationalBank</span></a> in Ohio. <a href="https://kolektiva.social/tags/CreditUnions" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>CreditUnions</span></a> such as Navy Federal. Even money transfer service <a href="https://kolektiva.social/tags/Zelle" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Zelle</span></a> appears to be impacted.</p><p>"Customers have reported a range of issues: locked accounts, unavailable balances, non-functioning transfers, and missed direct deposits.</p><p>"One IT staffer at a bank impacted by the outage shared on Reddit, 'It's been a nightmare. ACH files, Zelle, BillPay, and more have all been impacted.'</p><p>"Fiserv has not confirmed what the cause of the incident is. According to reports, the outage allegedly appears to have originated from problems with its core processing software (DNA) and related services like Nautilus (document and content management) and Payment Exchange (real-time transfers).</p><p>"While some functionality has returned for select services, many banks are still experiencing intermittent issues as of Friday afternoon.</p><p>"We reached out to Fiserv for comment but as of publication had not heard back. As of now, Fiserv has not released a public timeline for full restoration or details of the cause of the incident.</p><p>"This incident is more than just an inconvenience - it highlights how fragile the digital banking experience can be when so many institutions rely on a single vendor.</p><p>"Fiserv supports everything from transaction processing to statement delivery. When one system fails, it's not just a front-end website that goes dark. Payments don’t go through. Payroll deposits don’t arrive. Consumers lose access to their money."</p><p><a href="https://thecollegeinvestor.com/57421/banking-outage-leaves-customers-without-account-access/" rel="nofollow noopener" translate="no" target="_blank"><span class="invisible">https://</span><span class="ellipsis">thecollegeinvestor.com/57421/b</span><span class="invisible">anking-outage-leaves-customers-without-account-access/</span></a></p><p><a href="https://kolektiva.social/tags/USBanks" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>USBanks</span></a> <a href="https://kolektiva.social/tags/BankingOutage" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>BankingOutage</span></a> <a href="https://kolektiva.social/tags/OnlineBanking" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>OnlineBanking</span></a></p>
Yonhap Infomax News<p>MG Community Credit Cooperatives to strengthen loan review process for amounts over 2 billion won, introducing inter-cooperative review system and mandatory external audits to prevent financial incidents<br><a href="https://mastodon.social/tags/YonhapInfomax" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>YonhapInfomax</span></a> <a href="https://mastodon.social/tags/MGCommunityCredit" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>MGCommunityCredit</span></a> <a href="https://mastodon.social/tags/LoanReview" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>LoanReview</span></a> <a href="https://mastodon.social/tags/NACUFOK" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>NACUFOK</span></a> <a href="https://mastodon.social/tags/FinancialRegulation" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>FinancialRegulation</span></a> <a href="https://mastodon.social/tags/CreditUnions" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>CreditUnions</span></a> <a href="https://mastodon.social/tags/Economics" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Economics</span></a> <a href="https://mastodon.social/tags/FinancialMarkets" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>FinancialMarkets</span></a> <a href="https://mastodon.social/tags/Banking" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Banking</span></a> <a href="https://mastodon.social/tags/Securities" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Securities</span></a> <a href="https://mastodon.social/tags/Bonds" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Bonds</span></a> <a href="https://mastodon.social/tags/StockMarket" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>StockMarket</span></a> <br><a href="https://en.infomaxai.com/news/articleView.html?idxno=61661" rel="nofollow noopener" translate="no" target="_blank"><span class="invisible">https://</span><span class="ellipsis">en.infomaxai.com/news/articleV</span><span class="invisible">iew.html?idxno=61661</span></a></p>
DoomsdaysCW<p>Gotta wonder WHAT happened?!!</p><p>Wikipedia:" <a href="https://kolektiva.social/tags/Fiserv" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Fiserv</span></a> , Inc. is an American multinational company headquartered in Milwaukee, Wisconsin. Fiserv provides financial technology and services to clients across the financial services sector, including <a href="https://kolektiva.social/tags/banks" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>banks</span></a>, thrifts, <a href="https://kolektiva.social/tags/CreditUnions" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>CreditUnions</span></a>, securities broker dealers, <a href="https://kolektiva.social/tags/mortgage" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>mortgage</span></a>, insurance, leasing and finance companies, and retailers." </p><p><a href="https://kolektiva.social/tags/BankingOutage" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>BankingOutage</span></a> <a href="https://kolektiva.social/tags/OnlineBanking" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>OnlineBanking</span></a></p>
TRADUCOOP<p>In addition to providing accurate and relevant text translation, we facilitate professional simultaneous and liaison interpretation for remote or on-site conferences and meetings across the US and <a href="https://social.coop/tags/PuertoRico" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>PuertoRico</span></a>. 🎙️🎧🧑💻</p><p>Let our expert <a href="https://social.coop/tags/translators" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>translators</span></a> and <a href="https://social.coop/tags/interpreters" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>interpreters</span></a> build bridges between you and your multilingual customers. 🌉 </p><p>Follow <span class="h-card" translate="no"><a href="https://social.coop/@traducoop" class="u-url mention" rel="nofollow noopener" target="_blank">@<span>traducoop</span></a></span> on Meta, LinkedIn, and Mastodon to learn more about our services and cooperative mission. 🐙📖</p><p><a href="https://social.coop/tags/CDFIs" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>CDFIs</span></a> <a href="https://social.coop/tags/CDCUs" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>CDCUs</span></a> <a href="https://social.coop/tags/Inclusiv" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Inclusiv</span></a> <a href="https://social.coop/tags/CreditUnions" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>CreditUnions</span></a> <a href="https://social.coop/tags/Cooperativas" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Cooperativas</span></a> <a href="https://social.coop/tags/FCUs" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>FCUs</span></a> </p><p>/2</p>
TRADUCOOP<p>At a time when division often dominates the headlines, <a href="https://social.coop/tags/Inclusiv" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Inclusiv</span></a> continues to lead with a mission rooted in <a href="https://social.coop/tags/Accessibility" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Accessibility</span></a> and <a href="https://social.coop/tags/Inclusion" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Inclusion</span></a>, understanding the value of partnering with a single language services vendor that understands and amplifies their message. :TwinPines: </p><p>THANK YOU for inviting us to serve <a href="https://social.coop/tags/LanguageJustice" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>LanguageJustice</span></a> at <a href="https://social.coop/tags/Inclusiv2025" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Inclusiv2025</span></a> in <a href="https://social.coop/tags/Cleveland" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Cleveland</span></a> this year. ¡Fue todo un éxito! 🙌 </p><p><a href="https://social.coop/tags/CDFIs" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>CDFIs</span></a> <a href="https://social.coop/tags/CDCUs" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>CDCUs</span></a> <a href="https://social.coop/tags/Inclusiv" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Inclusiv</span></a> <a href="https://social.coop/tags/CreditUnions" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>CreditUnions</span></a> <a href="https://social.coop/tags/Cooperativas" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Cooperativas</span></a> <a href="https://social.coop/tags/FCUs" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>FCUs</span></a></p><p>1/</p>
Stephen Elliott~Buckley<p><span class="h-card" translate="no"><a href="https://cyberplace.social/@GossiTheDog" class="u-url mention" rel="nofollow noopener" target="_blank">@<span>GossiTheDog</span></a></span> </p><p>Yeah capitalism has always been filth.</p><p>I think the time has passed for us to point out their hypocrisy. We've been doing it about <a href="https://mastodon.social/tags/MAGA" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>MAGA</span></a> for 10 years now. They revel in how it annoys us. They think we're cucks.</p><p>We know they're irrational. They don't care. They don't think like us. Maximize shareholder wealth psychopathy.</p><p>We need <a href="https://mastodon.social/tags/creditunions" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>creditunions</span></a> and <a href="https://mastodon.social/tags/workercoops" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>workercoops</span></a> now! Fuck capitalists.</p><p><a href="https://mastodon.social/tags/cdnpoli" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>cdnpoli</span></a> <a href="https://mastodon.social/tags/canada" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>canada</span></a> <a href="https://mastodon.social/tags/mexico" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>mexico</span></a> <a href="https://mastodon.social/tags/fascism" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>fascism</span></a> <a href="https://mastodon.social/tags/antifa" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>antifa</span></a> <a href="https://mastodon.social/tags/elbowsup" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>elbowsup</span></a></p>
a̸m̵n̵e̴s̴i̶a̸c̷7̷ 👊🇺🇸🔥<p><a href="https://www.usatoday.com/story/money/2025/04/14/economy-weak-growth-recession-2025/83048077007/" rel="nofollow noopener" translate="no" target="_blank"><span class="invisible">https://www.</span><span class="ellipsis">usatoday.com/story/money/2025/</span><span class="invisible">04/14/economy-weak-growth-recession-2025/83048077007/</span></a></p><p><a href="https://defcon.social/tags/us" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>us</span></a> <a href="https://defcon.social/tags/banking" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>banking</span></a> <a href="https://defcon.social/tags/usa" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>usa</span></a> <a href="https://defcon.social/tags/bankers" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>bankers</span></a> <a href="https://defcon.social/tags/finance" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>finance</span></a> <a href="https://defcon.social/tags/banks" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>banks</span></a> <a href="https://defcon.social/tags/creditunions" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>creditunions</span></a> <a href="https://defcon.social/tags/lending" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>lending</span></a> <a href="https://defcon.social/tags/loans" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>loans</span></a> <a href="https://defcon.social/tags/consumer" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>consumer</span></a> <a href="https://defcon.social/tags/trump" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>trump</span></a> <a href="https://defcon.social/tags/tariffs" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>tariffs</span></a> <a href="https://defcon.social/tags/spending" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>spending</span></a> <a href="https://defcon.social/tags/tax" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>tax</span></a> <a href="https://defcon.social/tags/retail" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>retail</span></a> <a href="https://defcon.social/tags/taxes" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>taxes</span></a> <a href="https://defcon.social/tags/industry" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>industry</span></a> <a href="https://defcon.social/tags/food" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>food</span></a> <a href="https://defcon.social/tags/energy" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>energy</span></a> <a href="https://defcon.social/tags/groceries" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>groceries</span></a> <a href="https://defcon.social/tags/grocery" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>grocery</span></a> <a href="https://defcon.social/tags/families" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>families</span></a> <a href="https://defcon.social/tags/family" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>family</span></a> <a href="https://defcon.social/tags/labor" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>labor</span></a> <a href="https://defcon.social/tags/jobs" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>jobs</span></a> <a href="https://defcon.social/tags/inflation" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>inflation</span></a> <a href="https://defcon.social/tags/economy" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>economy</span></a> <a href="https://defcon.social/tags/economics" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>economics</span></a> <a href="https://defcon.social/tags/economist" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>economist</span></a> <a href="https://defcon.social/tags/economists" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>economists</span></a> <a href="https://defcon.social/tags/markets" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>markets</span></a> <a href="https://defcon.social/tags/stocks" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>stocks</span></a> <a href="https://defcon.social/tags/cpe" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>cpe</span></a> <a href="https://defcon.social/tags/cpi" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>cpi</span></a> <a href="https://defcon.social/tags/stagflation" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>stagflation</span></a> <a href="https://defcon.social/tags/trumpflation" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>trumpflation</span></a> <a href="https://defcon.social/tags/trumpnomics" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>trumpnomics</span></a> <a href="https://defcon.social/tags/uspol" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>uspol</span></a> <a href="https://defcon.social/tags/kakistocracy" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>kakistocracy</span></a> <a href="https://defcon.social/tags/coup" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>coup</span></a> <a href="https://defcon.social/tags/junta" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>junta</span></a> <a href="https://defcon.social/tags/fascism" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>fascism</span></a></p>
Shaula Walko<p>If you would like to support keeping credit unions’ not-for-profit federal tax status: </p><p><a href="https://www.ccul.org/cftc/?vvsrc=%2fCampaigns%2f121944%2fRespond&utm_source=All+Contacts&utm_campaign=090779f6c3-EMAIL_CAMPAIGN_2025_02_19_10_52&utm_medium=email&utm_term=0_-090779f6c3-419184861&mkt_tok=NTc1LUpGSi05MzYAAAGZuuYOMCuC9q5HKDlEMoImliovvoyDevv2NUY5N-vAJX2wVUKZWrWBwerxCuA98UH-_qAh9dvCHRVCMlpf9ecto_Z9zPfRYFY38P2vY57agLc" rel="nofollow noopener" translate="no" target="_blank"><span class="invisible">https://www.</span><span class="ellipsis">ccul.org/cftc/?vvsrc=%2fCampai</span><span class="invisible">gns%2f121944%2fRespond&utm_source=All+Contacts&utm_campaign=090779f6c3-EMAIL_CAMPAIGN_2025_02_19_10_52&utm_medium=email&utm_term=0_-090779f6c3-419184861&mkt_tok=NTc1LUpGSi05MzYAAAGZuuYOMCuC9q5HKDlEMoImliovvoyDevv2NUY5N-vAJX2wVUKZWrWBwerxCuA98UH-_qAh9dvCHRVCMlpf9ecto_Z9zPfRYFY38P2vY57agLc</span></a> </p><p><a href="https://sfba.social/tags/CreditUnions" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>CreditUnions</span></a> <a href="https://sfba.social/tags/Taxes" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Taxes</span></a> <a href="https://sfba.social/tags/FederalTaxes" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>FederalTaxes</span></a></p>
John H "looking for work" :zenbrowser: :linux: :rick:<p>Fascinating merger of Credit Unions in BC. Prospera, Coast Capital and Sunshine Coast. Having been through several mergers in the CU system I can tell you that this is going to lead to massive amounts of layoffs. </p><p>Management will deny it but usually a year after the initial merge is complete then the merger will be "over" and the layoffs will start. Won't be pretty. </p><p>Will end up with a very top heavy organization. Massive bonuses for the CEO and other Executives. Staff will get treated like cattle. </p><p>Always remember there are two AND ONLY TWO reasons Credit Unions merge:</p><p>1) They have to. e.g. One CU is in financial distress and regulators will force a merger<br>2) One or more CEOs want to retire and want larger golden parachutes</p><p>They'll talk about how being better will lead to better service, more services, blah blah blah. Its all a smoke screen.</p><p>Glad I'm out of the CU system. </p><p><a href="https://www.coastcapitalsavings.com/about-us/press-room/news-releases/2025/20250403" rel="nofollow noopener" translate="no" target="_blank"><span class="invisible">https://www.</span><span class="ellipsis">coastcapitalsavings.com/about-</span><span class="invisible">us/press-room/news-releases/2025/20250403</span></a></p><p><a href="https://infosec.exchange/tags/creditunions" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>creditunions</span></a> <a href="https://infosec.exchange/tags/canada" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>canada</span></a></p>
nak<p>If you support <a href="https://infosec.exchange/tags/CreditUnions" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>CreditUnions</span></a> providing financial services in locations <a href="https://infosec.exchange/tags/Capitalist" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Capitalist</span></a> banks have abandoned and at lower costs please consider asking Congress to continue their not for profit status. Americans could lose their most trusted financial partner. <a href="https://infosec.exchange/tags/DontTaxMyCreditUnion" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>DontTaxMyCreditUnion</span></a><br>Take action at: <a href="https://www.donttaxmycreditunion.org/" rel="nofollow noopener" translate="no" target="_blank"><span class="invisible">https://www.</span><span class="">donttaxmycreditunion.org/</span><span class="invisible"></span></a></p>
Trina Corey<p>Have you contacted your credit union/bank to ask the CEO/Board of Directors what they're doing to protect your accounts from the theft of your personal financial, tax, and identity information in the biggest data breach in US history?</p><p><a href="https://sfba.social/tags/Coup" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Coup</span></a> <a href="https://sfba.social/tags/Musk" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Musk</span></a> <a href="https://sfba.social/tags/Trump" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Trump</span></a> <a href="https://sfba.social/tags/Treasury" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Treasury</span></a> <a href="https://sfba.social/tags/privacy" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>privacy</span></a> <a href="https://sfba.social/tags/data" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>data</span></a> <a href="https://sfba.social/tags/banks" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>banks</span></a> <a href="https://sfba.social/tags/creditunions" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>creditunions</span></a></p>
Ralph Hogaboom<p>6/</p><p>I would love to see <a href="https://mas.to/tags/washingtonstate" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>washingtonstate</span></a> use regulation to encourage more <a href="https://mas.to/tags/mutualistic" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>mutualistic</span></a> <a href="https://mas.to/tags/housing" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>housing</span></a>. City/county/state <a href="https://mas.to/tags/statues" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>statues</span></a> to give tax breaks for <a href="https://mas.to/tags/creditunions" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>creditunions</span></a> that provide <a href="https://mas.to/tags/capital" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>capital</span></a> for <a href="https://mas.to/tags/housingcoops" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>housingcoops</span></a> to get started, <a href="https://mas.to/tags/realtors" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>realtors</span></a> to sell to cooperatives, support for super <a href="https://mas.to/tags/local" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>local</span></a> <a href="https://mas.to/tags/coop" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>coop</span></a> <a href="https://mas.to/tags/nonprofits" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>nonprofits</span></a>. I don't know what that infrastructure is like, but am looking for it.</p><p><a href="https://mas.to/tags/homelessness" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>homelessness</span></a> <a href="https://mas.to/tags/unhoused" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>unhoused</span></a> <a href="https://mas.to/tags/urban" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>urban</span></a> <a href="https://mas.to/tags/housing" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>housing</span></a></p>
Kevin Karhan :verified:<p><span class="h-card" translate="no"><a href="https://infosec.exchange/@bojkotiMalbona" class="u-url mention" rel="nofollow noopener" target="_blank">@<span>bojkotiMalbona</span></a></span> <span class="h-card" translate="no"><a href="https://troet.cafe/@energisch_" class="u-url mention" rel="nofollow noopener" target="_blank">@<span>energisch_</span></a></span> <span class="h-card" translate="no"><a href="https://berlin.social/@mina" class="u-url mention" rel="nofollow noopener" target="_blank">@<span>mina</span></a></span> <span class="h-card" translate="no"><a href="https://mstdn.social/@Nickiquote" class="u-url mention" rel="nofollow noopener" target="_blank">@<span>Nickiquote</span></a></span> If it was my decision, <a href="https://infosec.space/tags/Germany" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Germany</span></a> would not have signed up on <a href="https://infosec.space/tags/FATCA" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>FATCA</span></a> bs.</p><ul><li>Sadly I'm not in position to <a href="https://infosec.space/tags/RepealFATCA" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>RepealFATCA</span></a> and restore <a href="https://infosec.space/tags/privacy" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>privacy</span></a> as well as outlaw <a href="https://infosec.space/tags/discrimination" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>discrimination</span></a>. </li></ul><p>That being said I've not found any <a href="https://infosec.space/tags/Bank" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Bank</span></a> in Germany that rejects <a href="https://infosec.space/tags/US" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>US</span></a> <a href="https://infosec.space/tags/citizens" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>citizens</span></a> (as basically everyone who is a resident regardless of legal status (i.e. seeking asylum, on tourist visa, permanent resident) or even legal address (i.e. even homeless people can get a bank account) as clients per-se since <a href="https://infosec.space/tags/Banking" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Banking</span></a> is regulated as a <a href="https://infosec.space/tags/utility" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>utility</span></a> and every <a href="https://infosec.space/tags/ConsumerBank" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>ConsumerBank</span></a> must offer <em>"basic accounts"</em>.</p><ul><li>The only problem may be that almost all will <a href="https://infosec.space/tags/KYC" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>KYC</span></a> their clients in person <em>and</em> with <a href="https://infosec.space/tags/cooperative" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>cooperative</span></a>-owned <a href="https://infosec.space/tags/CreditUnions" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>CreditUnions</span></a> they'll OFC demand a minimum buy-in of shares (usually around €50-100).</li></ul><p>Granted a <a href="https://infosec.space/tags/BankAccount" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>BankAccount</span></a> in Germany is kinda essential and without it one can neither get paid (all employers will wire money using <a href="https://infosec.space/tags/SEPA" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>SEPA</span></a>, paying wages in <a href="https://infosec.space/tags/cash" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>cash</span></a> isn't even legal in most cases) <em>nor</em> can one make rent, pay utilities and insurance bills (even the most slimy landlords don't want cash!)...</p><ul><li>Same goes for <a href="https://infosec.space/tags/CashlessPayments" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>CashlessPayments</span></a>: <a href="https://infosec.space/tags/girocard" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>girocard</span></a> is the standard supported by every <a href="https://infosec.space/tags/BankingCard" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>BankingCard</span></a>, as <a href="https://infosec.space/tags/CreditCards" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>CreditCards</span></a> are virtually nonexistant (outside of very rich peoples' pockets and business peoples' / freelancers' wallets) due to high fees and banks being extremely stingy to even approve a credit card that isn't a <a href="https://infosec.space/tags/prepaid" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>prepaid</span></a> one <em>at all</em>...</li></ul>
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