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#loanforgiveness

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1/2 US Protest Law Tracker - Updates to #Federal #Protest Laws introduced in 2025.

Latest updates: Jun. 10, 2025 (US Federal)

Providing for deportation of non-citizens who commit protest-related offenses

Would cancel the visa of any individual convicted of protest-related crimes and provide for the individual’s deportation within 60 days. Under the bill, individuals convicted of any “crime (i) related to [their] conduct at and during the course of a protest; (ii) involving the defacement, vandalism, or destruction of Federal property; or (iii) involving the intentional obstruction of any highway, road, bridge, or tunnel” would be deportable. The bill requires that such individuals’ visas be “immediately” cancelled and the individuals removed from the US within 60 days. If enacted, a non-citizen convicted of even a nonviolent misdemeanor “related to” a protest, such as trespass or disorderly conduct, could face deportation. The bill’s sponsor cited protests around immigration raids in #LosAngeles as the impetus for his bill.
(Full text of Bill: cotton.senate.gov/imo/media/do)
Status: pending
Introduced 10 Jun 2025.
Issue(s): Traffic Interference

Heightened penalties for "#riot" offenses

Would amend the federal #AntiRioting law to raise the maximum penalty to ten years in prison, instead of five, for participating in or inciting a “riot,” or aiding or abetting someone to do so. The federal definition of “riot” is broad, requiring only a “public disturbance” where one individual in a group commits violence. Under the bill, someone who committed or abetted an “act of violence” during the commission of a “riot” offense would face a minimum one-year sentence, while an individual who assaulted a law enforcement officer would face a sentence of at least one year and up to life in prison. Federal law defines “act of violence” broadly to include using force against #property—or just attempting or threatening to use such force. As such, if enacted, the bill could result in steep criminal penalties for protesters who do not actually engage in violence or destructive conduct. The bill’s sponsor cited protests around immigration raids in Los Angeles as the impetus for his bill.
Status: pending
Introduced 10 Jun 2025.
Issue(s): Riot

HR 2272: Blocking #FinancialAid to students who commit a "riot"-related offense

Would bar federal financial assistance and loan forgiveness for any student convicted of a crime in connection with a “riot.” The bar would apply to students convicted of “rioting” or “a) inciting a riot; b) organizing, promoting, encouraging, participating in, or carrying on a riot; c) committing any act of violence in furtherance of a riot; or d) aiding or abetting any person in inciting or participating in or carrying on a riot or committing any act of violence in furtherance of a riot.” Many states define “riot” broadly enough to cover peaceful protest activity; many also have broad laws criminalizing “incitement to riot” that cover protected expression. The bill would bar financial aid and #LoanForgiveness for students convicted under such provisions. As written, the bill would also bar financial aid and loan forgiveness to students convicted of any offense related to “#organizing, #promoting, encouraging” a riot, or “aiding and abetting” incitement or participation in a riot, which could cover an even wider range of expressive conduct, from sharing a social media post to cheering on demonstrators in a protest that was deemed a “riot.”
(Full text of bill: congress.gov/bill/119th-congre)
Status: pending
Introduced 21 Mar 2025.
Issue(s): #CampusProtests, Riot, Limit on #PublicBenefits

#HR2273: Providing for visa revocation and deportation of #noncitizens who commit a "riot"-related offense

Would require the Secretary of State to revoke the visa of and make deportable a noncitizen #student, #scholar, #teacher, or #specialist convicted of a crime in connection with a “riot.” Under the bill, individuals in the US on an F-1, J-1, or M-1 visa would have their visas revoked and would be deportable if they were convicted of “rioting” or “a) inciting a riot; b) organizing, promoting, encouraging, participating in, or carrying on a riot; c) committing any act of violence in furtherance of a riot; or d) aiding or abetting any person in inciting or participating in or carrying on a riot or committing any act of violence in furtherance of a riot.” Many states define “riot” broadly enough to cover peaceful protest activity; many also have broad laws criminalizing “incitement to riot” that cover protected expression. The bill would provide for the deportation of foreign students, scholars, and others convicted under such provisions. As written, the bill would also provide for their deportation if convicted of any offense related to “organizing, promoting, encouraging” a riot, or “aiding and abetting” incitement or participation in a riot, which could cover an even wider range of expressive conduct, from sharing a #SocialMediaPost to cheering on #demonstrators in a protest that was deemed a “riot.”
(Full text of bill: congress.gov/bill/119th-congre)
Status: pending
Introduced 21 Mar 2025.
Issue(s): Campus Protests, Riot

#S1017: New federal criminal penalties for protests near #pipelines

Would create a new federal #felony offense that could apply to protests of planned or operational pipelines. The bill would broadly criminalize under federal law “knowingly and willfully” “#vandalizing, tampering with, disrupting the operation or construction of, or preventing the operation or construction of” a gas pipeline. A range of peaceful activities could be deemed “disrupting… the construction of” a pipeline, from a rally that obstructs a road used by construction equipment, to a #lawsuit challenging a pipeline’s #permit or# zoning approval. The bill does not define “disrupt,” such that even a brief delay would seemingly be covered. Further, the underlying law provides that any "attempt" or "conspiracy" to commit the offense would be punished the same as actual commission. As such, individuals as well as organizations that engage in the planning or facilitation of a protest that is deemed to “disrupt” pipeline construction could be covered. The offense would be punishable by up to 20 years in prison and a fine of up to $250,000 for an individual, or $500,000 for an organization.
(Full text of bill: congress.gov/bill/119th-congre)
Status: pending
Introduced 13 Mar 2025.
Issue(s): Protest Supporters or Funders, #Infrastructure

#ProtestLaws #protestors #protestors_in_prison #CivilLiberties #Fascism #USA #USPol #NoKings #Project2025 #TrumpIsAFascist

#StudentLoans in default to be referred to #DebtCollection, #EducationDepartment says

By ANNIE MA, April 21, 2025

WASHINGTON (AP) — "The Education Department will begin collection next month on student loans that are in default, including the garnishing of wages for potentially millions of borrowers, officials said Monday.

"Currently, roughly 5.3 million borrowers are in default on their federal student loans.

"The Trump administration ’s announcement marks an end to a period of leniency that began during the COVID-19 pandemic. No federal student loans have been referred for collection since March 2020, including those in default. Under President Joe Biden, the Education Department tried multiple times to give broad forgiveness of student loans, only to be stopped by courts.

" 'American taxpayers will no longer be forced to serve as collateral for irresponsible student loan policies,' #EducationSecretary #LindaMcMahon said.

"Beginning May 5, the department will begin involuntary collection through the Treasury Department’s offset program, which withholds government payments — including tax refunds, federal salaries and other benefits — from people with past-due debts to the government. After a 30-day notice, the department also will begin garnishing wages for borrowers in default.

"The decision to send debt to collections drew criticism from advocates, who said borrowers had experienced whiplash and confusion with the changing student loan policies between the Biden and Trump administrations."

Source:
apnews.com/article/student-loa

#CharacteristicsOfFascism #Education #DumbingUsDown #Debt #LoanForgiveness for #TheRich, but not #Students!

Continued thread

#S937: Barring #StudentProtesters from #FederalLoans and #LoanForgiveness

"Would exclude student protesters from federal financial aid and loan forgiveness if they commit any crime at a campus protest. The bill would cover someone convicted of 'any offense' under 'any Federal or State law” that is “related to the individual’s conduct at and during the course of a protest' at a college or university. As such, a student convicted of even a nonviolent, state law misdemeanor at a campus protest, such as failing to disperse, would be deemed ineligible for federal student loans; they would also be ineligible for having existing federal loans forgiven, cancelled, waived or modified. The sponsor of the bill said it was a response to #ProPalestine protests at colleges and universities.
(See full text of bill here)

Status: pending

Introduced 11 Mar 2025.

Issue(s): #CampusProtests, Limit on Public Benefits

Bill sponsor Sen. #TomCotton (R-Ark.):
jns.org/cotton-introduces-two-

Full text of bill:
congress.gov/bill/119th-congre

#CriminalizingDissent #AntiProtestLaws
#Authoritarianism #Fascism #Clampdown #StudentProtests #CampusProtests #CharacteristicsOfFascism #FreePalestineProtests

"The Public Service Loan Forgiveness program was created in 2007, promising college graduates that the remainder of their federal student loans would be zeroed out after 10 years working in government or nonprofit jobs. But starting in 2017, the vast majority of applicants were rejected because of complicated and little-known eligibility rules."

#publicservice #BidenHarrisAdministration #loanforgiveness
apnews.com/article/student-loa

Here we go... There's always a dark side when there's money involved... And when loans come due!

Dangers and Opportunities as #China’s #Loans to #Africa Come Due

Timothy Ditter | Monday, March 18, 2024

"Many African economies are facing a period of serious #economic distress with a very different character from the debt crisis of the 1980s and 1990s. This time, the People’s Republic of China (#PRC) is a major player, and a dramatic decline in PRC lending has compounded economic shocks in the aftermath of Russia’s invasion of Ukraine—just as the continent tries to recover from the pandemic. From 2001 to 2022, PRC financial institutions provided more than $170 billion in credit, loans, and grants to #AfricanNations, primarily to fund infrastructure projects tied to the PRC’s Belt and Road Initiative. But new PRC loans to African governments plummeted from $28.4 billion in 2016 to less than $2 billion in 2020 and have continued to decline.

"African governments are awakening to the fact that opaque PRC lending practices and problematic #LoanTerms have rendered already fragile economies at an increased risk of default. However, this moment of peril also provides an opportunity for African economies to build resilience by diversifying their economic partnerships and seeking out lenders with better terms and different motivations.

"I and other CNA analysts from our China Studies and Strategy and Policy Analysis programs have just completed a series of studies on trends in the involvement of the PRC across major sectors in Africa in the context of global shocks. These include the military, mining, infrastructure, and financial sectors. We recently released the report PRC Lending in Africa: Impacts in a Time of Global Shocks. This component of the series focuses on PRC lending to nine African countries. In some cases, PRC loans helped African nations build or upgrade much-needed infrastructure. However, we also found a wide range of PRC lending practices that have contributed to the financial distress and increased the risk of default for African countries ravaged by the global shocks of the last few years. These practices include high interest rates, unfavorable terms, and uncompetitive contracting, most of which is hidden from the public in opaque contracts.

"And when African countries struggle to repay those loans, PRC lenders have taken inflexible positions that have delayed and hardened terms in renegotiations.

"China’s Unforgiving Lenders

"Today’s debt troubles have some of their roots in the loan agreements signed when the PRC was eager to plow its excess savings into foreign loans. Often these agreements made the loans due in just 10 years, compared to up to 35 years for loans from the World Bank. Interest rates are often higher, too. For example, the Export–Import Bank of China charged Djibouti a fully commercial rate for the loan to build the Ethiopia-Djibouti railway, higher than multinational lenders like the World Bank charge for loans. The PRC is #Djibouti’s largest creditor, holding approximately $1.4 billion in debt, equal to about 45 percent of the country’s GDP. In January 2023, Djibouti suspended debt payments to the PRC, making it the second African nation—after #Zambia—to do so.

"Often these agreements require loan recipients to give business to PRC contractors—without competitive bidding. The Export–Import Bank of China contract with #Kenya to finance the Standard Gauge Railway connecting the port city of Mombasa to the Great Rift Valley stipulated that most construction materials would be purchased from the PRC. The project ended up much more costly than anticipated, increasing from 220 billion to 327 billion Kenyan shillings over a period of three years. The Kenya Court of Appeal found that 'the project’s design was manipulated to inflate costs while construction and supervision charges were also overpriced.' Such agreements have helped make China’s construction firms dominant on the continent. A University of London study found that of the 32 major international contractor companies working major construction projects in Ethiopia in 2017, 80 percent were PRC contractors.

"Because PRC loan agreements tend to be opaque, the public is usually not even aware of these loan terms. In the case of the Standard Gauge Railway, the loan with the Export–Import Bank of China was signed in 2014, but details about the terms only became publicly known in 2022, preventing oversight from Kenyan politicians or the public. In some cases, those opaque agreements and #unethical business practices may contribute to corruption. The Industrial and Commercial Bank of China funded a dam project in Angola while ignoring various potential red flags, including the involvement of the daughter of Angolan President José Eduardo dos Santos. Isabel dos Santos was awarded the $4.5 billion contract to construct the dam by her father’s government in 2015. As of 2023, Angola holds more PRC debt than any other country in Africa. And the #WorldBank listed Angola as one of seven African countries that it considered to be at high risk of debt distress in 2020.

"Our research found that when struggling African nations need to renegotiate their loans, PRC lenders have resisted standard #LoanForgiveness practices and have slowed debt negotiations. The PRC does not follow typical debt negotiation protocols used by multilateral institutions such as the World Bank. Instead, the PRC prefers bilateral negotiations, often behind closed doors, and strongly resists cutting the total principal owed on loans. Rather, PRC lenders favor extending repayment periods or holding infrastructure as collateral on loans. This has an impact on negotiations with other creditors as well, since lenders want concessions to be shared fairly. Recent negotiations to restructure #Chad’s debt with a committee of five bilateral creditors took nearly two years. World Bank and IMF officials claimed that lenders from China unnecessarily delayed the debt deal, an accusation that has come up in debt negotiations with other African countries.

"In the long run, however, this difficult period could have an upside for African nations. The reduction in PRC loans provides an opportunity for African countries to diversify, considering new economic partnerships on more favorable terms, with greater transparency and good governance. African nations can use multilateral negotiations to seek out lenders operating with different motivations, lenders that can help them build domestic economic strength and resilience for the future."

Source:
cna.org/our-media/indepth/2024

www.cna.orgDangers and Opportunities as China’s Loans to Africa Come Due In Africa, China’s infrastructure loans, secretive contracts, and inflexible debt negotiations have caused economic and debt distress in some countries.

White House cancels $5 billion in #StudentDebt for 74K borrowers

This is the latest in a series of #LoanForgiveness actions by the administration after #SCOTUS struck down Biden's much broader plan last yr.

44K Americans no longer serving a life sentence to the #SttudentLoan industry.

nbcnews.com/politics/white-hou

NBC News · Student debt canceled for 74k borrowers in White House loan forgivenessBy Megan Lebowitz

Biden announces plan to cancel some student loan balances under $12,000

Starting next month, people who took out under $12,000 in federal student loans and have been repaying those loans for 10 years will get their remaining student loan balance cancelled once they enroll in the Saving on a Valuable Education Plan, known as SAVE.

“This action will particularly help community college borrowers, low-income borrowers, and those struggling to repay their loans,” Biden said in a statement.

“And, it’s part of our ongoing efforts to act as quickly as possible to give more borrowers breathing room so they can get out from under the burden of student loan debt, move on with their lives and pursue their dreams.”

This initiative builds on the Biden administration’s effort to cancel federal student loan debt following last year’s U.S. Supreme Court decision that struck down the White House’s plan for a one-time cancellation of up to $10,000 for federal borrowers. Student loan borrowers who had received Pell Grants — federal aid to help low-income students pay for higher education — could have qualified for an additional $10,000 in forgiveness.

#USPol #Politics #USPolitics #News #Biden #JoeBiden #StudentLoans #StudentLoanForgiveness #LoanForgiveness #StudentDebt #DebtForgiveness

michiganadvance.com/2024/01/12

Michigan Advance · Biden announces plan to cancel some student loan balances under $12,000 ⋆ Michigan AdvanceWASHINGTON — President Joe Biden announced Friday that some federal student loan borrowers will have their loans cancelled under the Department of Education’s new repayment plan. Starting next month, people who took out under $12,000 in federal student loans and have been repaying those loans for 10 years will get their remaining student loan balance […]

#NewJersey Citizen Action shared another nationwide opportunity for federal #loanforgiveness courtesy of President #Biden ... but you have to apply by Dec 31! See the image and links below for details. #ThanksBiden

Letter from New Jersey Higher Education Student Assistance Authority (HESAA) about the Federal Family Education Loan (FFEL) Program: tinyurl.com/359h6h8e

Link to consolidate existing FFEL loans into the federal Direct Loan Program (apply by 12/31/23): studentaid.gov/loan-consolidat

An expert on the US Supreme Court tries to make sense of today's student loan decision.

' The Supreme Court’s decision in Nebraska is not rooted in law, and it barely even attempts to resemble a legal decision. The Court overrules both elected branches. It rewrites a federal law. And it roots its decision in a fake legal doctrine with no basis in any actual legal text. '

#SCOTUS #USSupremeCourt #MajorIssuesesmmDoctrine #BidenVNebraska #StudentLoans #LoanForgiveness

vox.com/scotus/2023/6/30/23779

VoxThe Supreme Court’s student loan decision in Biden v. Nebraska is lawless and completely partisanBy Ian Millhiser

@TheOnion@twitter.com

“The suffering, yes, it pleases me.” — Liza Dillahunt (Web Developer)

theonion.com/americans-explain

(Literally, I have no other way to describe how SCOTUS is officially fundamentally broken to the point that Onion is great way to break the news. The way Jackson and Thomas is fighting in the written opinion shows that SCOTUS has become a toxic work environment overall)