New NextCloud server for my non-profit is all set up. It's a bit less storage but its managed. If anything breaks there is a team that will get it back online for me. That's worth the trade off. We don't need a lot of space, we just need reliable.
@art I feel really conformable with my instance running on shared hosting with cpanel. Everything is backuped and easily restorable 7 days back. Even if I mangle up upgrades as I do occasionally, I can restore with Softaculous, from CPanel or I call support.