@tio
A big factor for confusion here is that I'm not really sure how much of the stuff I've heard about black holes are just a theory vs how much is actually evidence based. Everytime I hear about black holes, I hear all of these same things, singularity, event horizon, etc.
One thing we both agree here is that our knowledge about the universe is limited. I'm not saying your theory can't be true, I'm just trying to explain why I find it confusing. Ofc, we have different POV about black holes