It’s 2023 and you (still) need a password manager.
The passwordless future may be right around the corner but it also may be a ways out. https://oakcityit.net/passwordless-future-with-passkeys/
Basically this is how to decide the right one: can the person using it be trusted to remember a master password? If yes, use Bitwarden. If not, look into 1Password or Dashlane. Purchase the $2-3/mo option because the others don’t have the right features.